body {
	background-image: url(../img/blue013light.jpg);
	margin: 0px;
	}


p {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 13px;
	color: #000000;
	line-height: 15px;
	margin-right: 5;
	margin-left: 5;
	background-color: transparent;
	}


h1 {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: bold;
	color: #800000;
	line-height: 24px;
	margin-top: 10px;
	margin-bottom: 5;
	background-color: transparent
	}

h2 {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 19px;
	font-weight: bold;
	color: #800000;
	line-height: 19px;
	margin-top: 5;
	margin-bottom: 5;
	background-color: transparent
	}

h3 {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #800000;
	line-height: 18px;
	background-color: transparent
	}

h4 {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #800000;
	line-height: 14px;
		margin-top: 0;
	margin-bottom: 0;
	background-color: transparent
	}
	
h5 {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #800000;
	line-height: 14px;
		margin-top: 15;
	margin-bottom: 5;
	background-color: transparent
	}
	
	
	
.s9 {
	font: 9px Arial, Verdana, Helvetica, sans-serif;
	line-height: 8px;
	background-color: transparent
	}


.s10 {
	font: 10px Verdana, Arial, Helvetica, sans-serif;
	line-height: 10px;
	background-color: transparent
	}
.s10b {
	font: bold 10px Verdana, Arial, Helvetica, sans-serif;
	line-height: 10px;
	background-color: transparent
	}


.s12 {
	font: 12px Arial, Verdana, Helvetica, sans-serif;
	line-height: 14px;
	background-color: transparent
	}
.s12b {
	font: bold 12px Arial, Verdana, Helvetica, sans-serif;
	line-height: 14px;
	background-color: transparent
	}

.s14 {
	font: 14px Arial, Verdana, Helvetica, sans-serif;
	line-height: 14px;
	background-color: transparent
	}

	
.s14b {
	font: bold 16px Arial, Verdana, Helvetica, sans-serif;
	line-height: 16px;
	background-color: transparent
	}
	

.s16b {
	font: bold 16px Arial, Verdana, Helvetica, sans-serif;
	line-height: 18px;
	background-color: transparent
	}
	
.sm12 {
	font: 12px Arial, Verdana, Helvetica, sans-serif;
	line-height: 14px;
	text-decoration: none;
	color: #800000;
	background-color: transparent
	}

	
.table1{
	border-collapse: collapse;
	width: 860px;
	border-style: ridge;
	border-color: #99CCFF;
	border-width: 8px;
	background-color: #FFFFFF;
      }
      
#rates li {
	font: bold 13px Arial, Verdana, Helvetica, sans-serif;
	margin: 5 30; 
	color: #000000;
	line-height: 15px;
	background-color: transparent;
	list-style-type: disc
	}